SAN FRANCISCO - For the first time, a group of medium and smaller-sized businesses within the same industry may seek permission to self-insure for workers' compensation rather than purchase coverage from a workers' comp carrier. The change in California law is part of last year's workers' compensation reform package. Self-insured employers can, if the Department of Industrial Relations (DIR) approves, cover their own liabilities by posting security deposits that are adjusted annually. By not purchasing co
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